A Lift in Tough Times

With the UK days away from the upcoming budget announcement, many households are understandably nervous about what the future holds. Rising living costs, fluctuating interest rates and concerns around long-term affordability mean people are thinking more carefully than ever about where their money goes. For those who need mobility support at home, the question often arises: is it better to move to a more accessible property, or invest in adapting the home you already love?Continue reading →

When Should You Set Up a Power of Attorney?

A Power of Attorney is a legal document that lets you appoint who you want to make important decisions for you, should you become incapable for some reason. Many people only consider setting one up later in life, but unexpected illness or accidents can affect anyone, regardless of age. Setting up a Power of Attorney early ensures your wishes are protected and your affairs are managed responsibly.Continue reading →

How to Start an Interior Design Business

A designer discusses a colorful mood board with a client, showcasing fabric and paint samples

Dreaming of turning your passion for interior design into a thriving business? You’re not alone. The interior design industry is booming, with the global market expected to reach $150 billion by 2027, according to Statista. In the U.S., the Bureau of Labor Statistics projects steady growth for interior designers through 2030. Starting an interior design business is exciting but requires careful planning and strategy. This guide walks you through every step, from crafting a business plan to building a standout portfolio. Let’s dive in and make your dream a reality.Continue reading →

Could New Build Buyers Avoid £70k of Costs?

Research suggests that buyers could avoid up to £70k of costs by keeping away from older homes and the ‘renovation trap’ and choosing new-builds instead.

The Hidden Costs of Older Homes

Avant Homes, the housebuilder, carried out some research that showed up to £70,000 of hidden costs could face buyers in the first few years after moving into an older home. They used industry research to find that new-build homeowners can become better off by not shelling out large sums on expensive repairs, higher utility bills and expensive renovations. Equally, new-build owners are more likely to add on home extensions from companies such as https://precisionbuildersltd.co.uk/services/home-extensions/ rather than move if they are happy with their homes.

Unexpected Costs Can Spiral

Most people know that new-builds are more energy efficient to run and have lower utility bills, but most don’t take renovation and repair costs into account for older properties. These unexpected bills can run into tens of thousands. For example, a new kitchen can cost £11,000 for a mid-range refit, and a bathroom can cost £4,500. A boiler can easily cost £3,500 with installation, and a roof can cost £7,000 for a full renewal. Installing triple-glazed windows can cost over £9k for a full house, and a total home rewire can cost over £4,500 for a three-bedroom house. The costs just keep coming!

For most homeowners, the threat of escalating bills and expensive repair jobs might just be enough to encourage them to consider a new-build, even if a period property is exciting for its aesthetic appeal.

Why EBITDA Isn’t Cash Flow: Essential Insights for Savvy Business Leaders

What is the main difference between EBITDA and cash flow

Imagine this: You’re at the helm of a thriving company, metrics flashing green across your dashboard. EBITDA is soaring, investors are cheering, and everything seems golden. Then, out of nowhere, payroll bounces, suppliers demand upfront payments, and your cash reserves evaporate like dew in the morning sun. Sound familiar? It’s a tale as old as business itself—chasing the allure of EBITDA only to be blindsided by the harsh reality of cash flow shortages.Continue reading →

What is Huntington’s disease?

Huntington’s disease is a fatal, inherited disorder in which the nerve cells in the brain gradually break down. This progressive condition has a gradual impact on a person’s movements, thinking abilities and mental health, often over many years.

Diagnosis

Most commonly, symptoms appear in adults between their 30s and 40s, although juvenile Huntington’s disease, developing before the age of 20, tends to progress more rapidly with somewhat different symptoms. The disease is caused by a faulty gene inherited from a parent, with each child of an affected parent having a 50% chance of inheriting the gene.

Symptoms

The earliest signs often involve involuntary movements called chorea-jerky or writhing motions that affect muscles throughout the body, including the arms, legs, face, and tongue. Difficulty controlling voluntary movements can profoundly interfere with daily tasks, communication, and independence.

In addition to movement problems, cognitive issues such as difficulty organising, focusing, or processing thoughts are common. Many people also experience mental health challenges like depression, irritability, and behavioural changes. Some develop conditions like obsessive-compulsive disorder or bipolar disorder.

Mental health training

Mental health training can be beneficial for both sufferers and those who care for them. For anyone involved, training gives an understanding of the condition’s physical, mental and emotional challenges. Initiatives across the UK include the multidisciplinary programme run by Newport’s Royal Hospital for Neuro-disability, while other mental health training courses Newport are offered by providers such as tidaltraining.co.uk/mental-health-training-courses/newport/.

While no treatment can halt disease progression, medication and supportive care can help manage symptoms and improve quality of life for those living with Huntington’s disease.